Domestic Violence – Pre Existing Condition

Yes, I know – I’ve not posted in awhile-but I just had to say something about this one. Nine states allow insurance companies to deny coverage by considering domestice violence to be a pre-existing condition. WTH?

When I heard about this I thought it must have been incorrect. Surely the insurance company is not this callous and cold right? Think again. These inhumane, bloodsucking crooks will not only pull the plug on Grandma but they won’t even help a woman that is being abused by her spouse – because it cuts into their bottom line. And to think “Tea Baggers” and their ilk are actually going to rallies to cut their own throats by supporting private insurance.

Insurance companies have used the excuse of “pre-existing conditions” to deny coverage to countless Americans. From cancer patients to the elderly suffering from arthritis, these organizations have padded their profit margins by limiting coverage to patients deemed “high risk” because of their medical condition.

But, in DC and nine other states, including Arkansas, Idaho, Mississippi, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, and Wyoming, insurance companies have gone too far, claiming that “domestic violence victim” is also a pre-existing condition.

Words cannot describe the sheer inhumanity of this claim. It serves as yet further proof that our insurance system is broken, destroyed by the profit-mongering of the very companies who’s sole purpose should be to provide Americans with access to care when they need it most. In 1994, an informal survey conducted by the Subcommittee on Crime and Criminal Justice of the United States Senate Judiciary Committee revealed that 8 of the 16 largest insurers in the country used domestic violence as a factor when decided whether to extend coverage and how much to charge if coverage was extended. Source